Hello from Tampa Bay,
Are you tired of pouring money and time into insurance? You are not alone. Americans collectively spend more than 12 million hours per week just interacting with insurers. In 2023, Florida homeowners insurance paid only 40% of premiums back in claims. Source. When claims payments are approved, the process is shockingly slow, vulnerable families sometimes wait money for repairs for months or YEARS. Contracts are complex, with many exclusions of coverage and insurance companies too often suspected of systemic fraud. Source. In addition, large claims often require paying 10-20% back to a public adjuster, plus legal expenses, supporting the filing process. All these costs and wasted hours are just for the claim to pay for repairs with your own money. We offer a different path.
What is self-insurance? It's your path to freedom from endless paperwork and phone calls. Replace your insurance premium payments with regular deposits into a dedicated savings or investment account. Drop your insurance company and face risks by yourself.
Imagine a future where you're in charge of your own financial safety net—building savings, slashing premiums, and staying compliant with your mortgage. That's the vision behind our app. While traditional insurance is one form of protection, having money saved up and information for repair is another.
We're building a community for homeowners—a hub for disaster prep, home repair tips, and shared wisdom. Our app will connect you with a 24/7 expert chatbot for instant advice and step-by-step guidance.
Inspired by Japan's Tanomoshiko, we're blending technology and community to make self-insurance practical and empowering. Together, we can reshape how you approach financial security.
Consider this: Florida's average annual home insurance premium is $11,759 Source, and full auto insurance coverage is $4,326 if you have a clean record. Source. That's $16,085 per year with just one car—$80,425 over 5 years if you never see any returns. By raising deductibles, insuring only major events, or investing what you save, you could build a stronger safety net.
Ready to reclaim your time and money? Take the first step toward financial independence by filling out this quick form.
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